_ Money MattersThree Ways to Get Future Lifetime Income with Annuities By Sondra Forsyth articleLooking to maximize retirement income? Fixed-rate, income and indexed annuities offer different ways to get there, either standalone or in … Read More→
_ Money MattersFive Annuity Myths That Can Blind You to Good Options By Sondra Forsyth articleAnnuity myths are harmful because they lead people to dismiss annuities out of hand when they could be a perfect … Read More→
_ RetirementNew IRS Rule Lets Early Retirees Take More Money from Plans By Sondra Forsyth articleFixed-annuity guarantees more income for penalty-free early withdrawals from retirement plans. Post-pandemic, more people want to tap their retirement plans … Read More→
_ Money Matters“Free Look” for Annuities Offers Safety Valve If Rates or Circumstances Change By Sondra Forsyth articleOccasionally it makes sense to cancel a new policy and get a better one. With most financial products, you’re committed … Read More→
Rising Rates Threaten Bond Funds. Consider These Alternatives. By Sondra Forsyth articleBond funds, including mutual funds and exchange-traded funds (ETFs), are popular because they have appealing features. But they do have … Read More→
_ RetirementLaddering Fixed-Rate Annuities Offers Combination of Good Rates and Flexibility for Future By Sondra Forsyth articleWith today’s low interest rates, it takes planning to create sufficient retirement income without taking more risk than you need … Read More→
_ Money MattersWhy Fixed-Rate Annuities Pay More Than Bank CDs By Sondra Forsyth articleFixed-rate annuities act much like bank certificates of deposit but usually pay much higher rates than CDs of the same … Read More→
_ Schwab Intelligent Income vs. Immediate Annuity: Which Is Better? By Sondra Forsyth articleMost people worry about running out of money in retirement. In response, Charles Schwab & Company launched Schwab Intelligent Income … Read More→
_ Money MattersOften-Overlooked Way to Fund Your Roth IRA Has Many Advantages By Sondra Forsyth articleA Roth IRA is a uniquely powerful retirement-savings tool because you won’t pay taxes on the money you withdraw during … Read More→
_ Annuities Offer Powerful Tax Advantages Plus Some Avoidable Pitfalls By Sondra Forsyth articleAnnuities are designed to build wealth and income for your retirement through tax deferral. Interest earned in a deferred annuity … Read More→
_ Money MattersShelter from the Financial Storm By Sondra Forsyth articleAs you approach and then enter retirement, it’s wise to gradually shift much of your savings into vehicles that guarantee … Read More→
_ RetirementIncome Annuities Provide Invaluable Longevity Insurance but Are Still Underused By Sondra Forsyth articleFew adults would go without auto, home, life or health insurance. But the kind of insurance that protects against the … Read More→
_ Money MattersA Year-End Checkup for Long-Term Financial Success in 2020 and Beyond By Sondra Forsyth articleAs 2019 wraps up and 2020 approaches, it’s a great time to make sure your savings and investments are aligned … Read More→
_ Deferred Annuities’ Flexibility Provides Powerful Tax Advantages By Sondra Forsyth articleDeferred annuities offer powerful tax advantages. While annuity tax rules aren’t too complex, understanding them and naming beneficiaries properly assures … Read More→
_ Money MattersPension or Lump Sum? Compare Payouts before You Decide By Jane Farrell articleAbout half of pension plan participants can choose to take their money in a lump sum when they retire. If … Read More→
_ Many Options to Reduce Investment Risk in IRAs By Sondra Forsyth articlePeople approaching or in retirement should not have an over-weighted stake in equities. If you need to reduce risk in … Read More→
_ Money MattersCut Your Taxes in 2019 and Beyond By Sondra Forsyth articleJanuary is a good time to reassess your financial situation, including taxes. The first step is to estimate your 2018 … Read More→
_ Stretching the Tax Benefits of Annuities By Sondra Forsyth articleOne of the biggest advantages of an annuity, tax deferral, can be lost when anyone other than a spouse inherits … Read More→