_ Money MattersHow to Protect Yourself Against Mortgage Fraud By Jane Farrell articleMortgage fraud occurs when a potential homebuyer, seller, or lender lies or omits key information that leads to a mortgage … Read More→
_ Money Matters3 Tax-Savings Ideas to Help Seniors with Long-Term Care Expenses By Sondra Forsyth articleOne huge expense awaiting a large percentage of Americans near the end of their lives is long-term care. Coming up … Read More→
_ Money Matters Retirement3 Retirement Tax Traps and How to Avoid Them By Sondra Forsyth articleThere was a time when older Americans received a lot of tax breaks, but no more. Congress and state and … Read More→
_ Money Matters2017 Tax Return Points the Way to Tax Savings in 2018 and Beyond By Sondra Forsyth articleYour 2017 tax return provides valuable clues for planning for your 2018 taxes. But with tax reform, the exercise is … Read More→
_ Money MattersWant to Do Better Than Bonds? Consider Fixed Indexed Annuities and Fixed-rate Annuities By Sondra Forsyth articleBond yields are low. How can investors get a better return without taking on more risk? Both plain fixed-rate annuities … Read More→
_ Money MattersMaturing Life Insurance Policies Create Tax Bills and May Shortchange You By Sondra Forsyth articlePermanent life insurance isn’t quite permanent. Many permanent policies mature at age 100, sometimes at 95, and then pay out … Read More→
_ Money Matters RetirementBear Market Plus Withdrawals in Retirement Can Cause Portfolio Death Spiral By Sondra Forsyth articleIf you’re a retiree with an equity-heavy portfolio and have to make a withdrawal in a bear market during the … Read More→
_ Money Matters4 Reasons It’s Urgent to Understand the Cost of Growing Old By Sondra Forsyth articleMany young, healthy Americans may not realize that they share something troubling in common with each other. There’s a good … Read More→
_ Money MattersMoney Buys Happiness - but Only Up to a Certain Amount By Jane Farrell articleIn order to be happy, researchers say, you don’t need unlimited amounts of money. “That might be surprising as what … Read More→
_ Money MattersHow to Overcome Investor Paralysis By Sondra Forsyth articleMany people feel paralyzed about investing, especially if they’ve invested little or nothing in the market before. Investors are bombarded … Read More→
_ Money MattersLongevity Insurance Is Underused in Retirement Planning By Sondra Forsyth articleMore people are living into their late 80s, 90s and even past 100. But longevity isn’t so great if you … Read More→
_ Money Matters RetirementNavigating the 3 Stages of Retirement By Sondra Forsyth articlePeople often view retirement as just one more stage of life. But that’s not exactly the case. Retirement isn’t just … Read More→
_ Money MattersTop 5 Considerations for Retirees Purchasing Travel Insurance By Sondra Forsyth article“While travel can be complicated at any age, retirees are faced with additional considerations, especially when it comes to medical … Read More→
_ Money MattersPre-Retirees and Retirees Can Beat Inflation and Reduce Risk by Splitting Savings By Sondra Forsyth articleFinancial planners agree that pre-retirees and retirees need investment growth to beat inflation. But while equities have outperformed fixed options … Read More→
_ Money Matters3 Ways the New Tax Law Will Hit Seniors Hard in Health Costs By Sondra Forsyth articleTrump’s new Tax Law, which will result in a $1.5 trillion tax cut, was seen by some as a Christmas … Read More→
_ Money MattersAnnuities Beat CDs by Offering Higher Guaranteed Rates and Tax Savings By Sondra Forsyth articleOlder Americans love certificates of deposit. But fixed-rate annuities, which function like CDs, usually pay much higher guaranteed rate. And … Read More→
_ Money MattersAsset Location, A Strategy to Cut Taxes, Is Often Overlooked By Sondra Forsyth articleA new tax law may call for tweaking strategy but probably not big changes Asset allocation comes first, then comes … Read More→
_ Money MattersUpdating Beneficiaries When Life Changes is Crucial By Sondra Forsyth articleOnce you’ve bought an annuity or a life insurance policy and named your beneficiaries, you may never think about your … Read More→